Life knowledge after service

Veteran discounts — the ones that actually check out

Before you pay full price for a computer or a phone, check these. I only list what I could read on the company's own page, and I tell you the limits they bury at the bottom.

Read this first. I am not stamping anything “verified.” These are private company discounts. A company can change or end one any day, without telling anybody. What is below is what I could read on each company's own page in September 2026. Confirm the current terms on that company's page before you count on a price. None of this is a VA benefit. VA does not pay for any of it and does not run any of it. I am not paid by these companies and I do not endorse any of them.
Apple

10% off most products

Apple Veterans & Military Store.

  • Apple's own page: the store is for current and Veteran members of the US Military, National Guard and Reserve
  • Immediate family living in the same household also qualify
  • You verify through ID.me
Go to apple.com/shop/browse/home/veterans_military. Apple does not publish a purchase limit that I could find. That means unknown, not unlimited — ask before you plan a big order.
★ Bring the whole household.
Microsoft

Up to 10% off — and a long exclusion list

Select Surface devices and accessories.

  • Active, former and retired military and immediate family
  • Xbox consoles, games and accessories are excluded. So are Microsoft 365, Windows, Office, Surface for Business, digital games and apps, gift cards and service subscriptions
  • It does not stack. If a sale is deeper than the discount, you get the sale, not both
  • Microsoft does not publish which verification service it uses — ask in chat or in the store
Do not type microsoft.com/military. That sends you to Microsoft Military Affairs — their MSSA training and career transition programs. Good programs, wrong page for a discount. For the discount, use microsoft.com/en-us/store/b/military.
★ Read the exclusions before you cart it.
Dell

Up to 10% extra, twice a year

Dell Heroes Purchase Program.

  • Active-duty U.S. military, veterans and retirees. Dell does not publish family eligibility
  • Savings show up in your cart after you verify
  • Hard caps: 2 eligible products per transaction, and 2 transactions per year
  • Clearance, gift cards, warranties, limited-quantity deals and some systems are excluded. Dell.com only
  • It will not combine with other Dell coupons, though select offers are allowed
  • Dell verifies through SheerID, not ID.me
dell.com/heroes. Plan the year. Two transactions is not much if the Family needs three laptops.
★ Two buys a year. Make them count.
HP

Up to 40% — with yearly limits

HP Frontline Heroes.

  • Select PCs, printers and accessories
  • Military, veterans and their families. First responders, nurses, doctors and hospital staff qualify too — it is not a military-only program
  • Verified through ID.me
  • Per calendar year: 2 PCs, 2 tablets, 2 printers, 10 accessories, 12 supplies
  • Ink and toner are excluded — have been since 1 March 2023
hp.com/us-en/shop/cv/hp-frontline-heroes. A cheap printer with no discount on ink can cost you more over two years than a better printer at full price. Do that math.
★ The printer is cheap. The ink is not.
Samsung

Up to 30% — and this one stacks

Samsung Military Offers Program.

  • Phones, tablets, TVs, appliances and more
  • Active members with a valid .mil email address, and active members, veterans and retirees verified through ID.me, GovX or WeSalute
  • You need a Samsung Account made with the qualifying email first
  • Samsung says the savings can be combined with public and seasonal offers. Samsung is the one on this page where stacking is allowed — check the sale price and the military price together
  • Limit 2 products per product category per 12 months, per email address and shipping address (4 for mobile and home appliance accessories)
★ Shop it during a sale.
Straight answer

Two that did not check out

I will not print a discount I cannot find on the company's own page.

  • Lenovo. Lenovo's published discount page lists education, healthcare, first responder and senior (55+) savings verified through ID.me. Military and veteran are not currently listed, and lenovo.com/us/en/military is a dead page. Check lenovo.com/us/en/landingpage/military/ yourself before you count on a military rate — and if you are a first responder now, or 55 or over, those categories are open to you
  • Adobe. Adobe publishes no military or veteran discount. Its deepest published consumer price is student and teacher pricing, open to anyone who qualifies as a student or teacher — not to veterans as such. See adobe.com/products/special-offers.html
★ I would rather tell you no than waste your afternoon.
Biggest one missed

You can shop the exchanges online for life

Every honorably discharged veteran. Not just retirees.

  • ShopMyExchange.com · MyNavyExchange.com · MyMCX.com · ShopCGX.com
  • Free one-time online verification, then it is yours for life
  • Uniforms, alcohol and tobacco are excluded
  • This is the only place that sells the Microsoft 365 Family Military Appreciation Edition — about $99.99 a year as of September 2026, and about 30% off. The Microsoft Store discount excludes Microsoft 365 entirely, so the exchange is the only door
The benefit is explained on Military OneSource, a Department of Defense site: militaryonesource.mil/benefits/veterans-online-shopping-benefit. Price-check the exchange against the retail military discount before you buy. It often wins.
★ You earned this one. Use it.
Verifying

Who checks your service, and what it costs you

  • ID.me is a private identity verification company. It is also one of only two sign-in credentials VA.gov itself accepts — the other is Login.gov — so a lot of veterans already have one. See va.gov/sign-in-faq
  • Verifying does mean handing identity documents to a private company. Read what is being asked for before you upload it. If you are not comfortable, do not do it — buy at the exchange instead
  • SheerID works behind the store's own checkout. You do not create a SheerID account. It may still ask you to upload proof of service. At Dell that review usually takes about 20 minutes
  • Who uses what, on this page: Apple and HP use ID.me. Dell uses SheerID. Samsung takes a .mil email or ID.me, GovX or WeSalute. Microsoft does not publish it
★ Know what you are handing over.
Before you buy

The four things that cost people money

  1. “Up to” is a ceiling, not a promise. Up to 40% can be 5% on the item you want. Compare the final cart price against the price anybody can get
  2. Stacking is not a general rule. It is per company. Samsung allows it. Microsoft does not — the deeper discount applies, not both. Dell will not combine with its own coupons
  3. Software, subscriptions, gaming and gift cards are usually out. So are sale and clearance items at most of these companies. Assume excluded until the company's page says otherwise
  4. If you are enrolled in school, price the student rate too. The retailer verifies school enrollment, not your GI Bill. At some companies the student price beats the military price. Watch for promotional first-year pricing that jumps in year two — ask what year two costs before you sign up
★ Check the cart, not the headline.
Scams

Fake veteran discount pages are a real thing

Type the company's own web address yourself. Never reach a “veteran discount” or an ID.me login through a link in an email or a text message. Fake ID.me sign-in pages exist and they are after your identity, not your order.
  • No legitimate discount program asks you to pay a fee to get verified
  • For scam guidance, go to consumer.ftc.gov
  • Fraud reports are filed with the FTC at reportfraud.ftc.gov when that service is operating. As of September 2026 it was not accepting reports and was sending people to consumer.ftc.gov. Check it again when you need it
★ Type the address. Every time.