Senior Services Business Startup Guide
Build a licensed non-medical senior services agency around reliability, not just care — companionship, homemaking, transportation and personal care. This 31-page guide walks through the licensing line between companion and personal care, the payroll float that closes agencies, employee classification law, VA Aid and Attendance funding, and pricing — plus six working templates to run it with.
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What It Covers
The legal line between companion care (IADLs) and personal care (ADLs), and why crossing it unlicensed can void your insurance. The payroll float that closes more agencies than licensing ever does. Why W-2 employment — not 1099 contracting — is almost always required, and what real misclassification enforcement looks like. VA Aid and Attendance, the funding source most agencies never learn to explain. Client service agreements, dementia care operations, and the real numbers at working scale.
Six Working Templates
- Startup checklist
- Equipment and budget worksheet
- Pricing and estimate template
- Invoice template
- Job log and lead tracker
- Compliance and safety page
This guide gives you the framework. When you're ready for the real numbers — filled-in cost ranges, licensing detail for your state, and a build-out budget — the full Senior Services Business Plan is coming soon.