PTSD · start here

PTSD claims: service connection, forms and where to start

The rules for proving the stressor, how VA rates it, the one current form, and where to go next on this site. The rules come from 38 CFR 3.304(f) and 4.130.

← Back to vsgsolutions.org Read 38 CFR 3.304
The one-line version. A PTSD claim answers three questions: is it connected to service, how is it rated, and what follows from it.
The path

Three questions every PTSD claim answers

Where each question is answered on this site

  1. Does VA connect it to your service? The rule is 38 CFR 3.304(f). The next section shows its five routes.
  2. How is it rated? Under the General Rating Formula for Mental Disorders in 38 CFR 4.130, at 0, 10, 30, 50, 70 or 100 percent. See 50%, 70%, 100% mental health ratings explained for the levels, and mental health rating changes: what is proposed for the 2022 proposal that is not final.
  3. What else can follow from it? See mental health conditions and what gets rated with them.
★ Service connection first, then the rating, then what follows from it.
Service connection

Proving the stressor: the routes in 38 CFR 3.304(f)

38 CFR 3.304(f), summarized; read the regulation for the exact text

In every case the rule requires medical evidence of the diagnosis, a link between your current symptoms and the in-service stressor shown by medical evidence, and credible supporting evidence that the stressor happened. The regulation then names situations where your own statement can establish the stressor:

  • Diagnosed in service (3.304(f)(1)): PTSD diagnosed during service and the stressor related to that service. Your lay testimony alone may establish the stressor, if nothing clear and convincing is against it and it fits the circumstances of your service.
  • Combat (3.304(f)(2)): the stressor is related to combat with the enemy, the same conditions apply.
  • Fear of hostile military or terrorist activity (3.304(f)(3)): a VA psychiatrist or psychologist, or one VA has contracted with, must confirm that the stressor is adequate for a PTSD diagnosis and that your symptoms are related to it.
  • Prisoner of war (3.304(f)(4)): the stressor is related to the POW experience, the same conditions apply.
  • Personal assault, including military sexual trauma (3.304(f)(5)): see the women veterans page.
★ Your own statement can carry the stressor in these situations.
Records

No sick call record?

Related page

Not going to sick call does not by itself end a PTSD claim. See No sick call record? You can still file.

★ Read it if your service records are thin.
The form

VA Form 21-0781

VA's form page, last updated September 23, 2026

  • VA Form 21-0781 is titled "Statement in Support of Claimed Mental Health Disorder(s) Due to an In-Service Traumatic Event(s)." VA lists the form revision date as March 2024.
  • VA describes it as optional. VA lists cases where it applies, such as filing a claim online without answering the mental health questions, filing with a downloaded PDF claim form, or receiving a letter asking for it.
  • VA’s form page lists 21-0781 only. A VA notice in the Federal Register (December 12, 2023) says the revision merges the two earlier forms into 21-0781 and discontinues 21-0781a. The notice gives no effective date.
★ Use the current form from VA, not an old copy.
The exam

What the exam looks like

VA Mental Disorders DBQ, dated 2025-10-14

  • VA publishes a blank PTSD Review questionnaire (VA form dated 2025-10-03). It is based on DSM-5 criteria and covers the diagnostic summary, occupational and social impairment, the PTSD diagnostic criteria A through H, symptoms, behavioral observations and competency. I did not find a separate public questionnaire for an initial PTSD claim, and VA’s form does not say how “review” differs from an initial exam.
  • VA’s Mental Disorders exam questionnaire says it covers mental disorders other than PTSD and eating disorders.
  • See Preparing for your C&P exam for how the exam works.
★ Read the exam page before your appointment.
Help now

If you need help today

VA Veterans Crisis Line

★ Call or text first. The claim can wait.
Honesty

What I could not verify

  • I summarized 38 CFR 3.304(f) from the eCFR text current as of October 16, 2026. eCFR is unofficial, and the official text wins over me.
  • I did not research PTSD-specific presumptions.
★ If it is not listed above as checked, verify it first.
Related pages: mental health ratings, mental health secondaries, women veterans, no sick call record.

Sources