Only 28 of Your 50 Hours Are Billable — Price Like It
This plan walks through the four things that can trigger a contractor-license requirement regardless of your state's dollar threshold — total job value including materials, whether a permit is needed, whether you hire a helper, and whether the work is electrical, plumbing, or HVAC — with a state-by-state threshold reference from $1,000 (California, Arizona, Nevada) to $50,000 (Delaware). It then covers the arithmetic that decides whether the business survives: only 25–30 of a 50-hour week are billable, and overhead runs $45–$55 of every billable hour.
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Built From Real Numbers
The plan gives you the actual rate-floor formula — monthly overhead plus needed income, divided by a realistic 110 billable hours a month — rather than copying a market-rate number, plus the minimum service charge of $75–$150 that stops small jobs from losing money.
It also covers the grey-zone jobs every handyman gets asked about weekly — swapping a light fixture or replacing a faucet at an existing connection — and the principle that separates ordinary maintenance from licensed trade work state by state.
What's Inside
- Licensing Boundary Checklist covering all four state-by-state triggers
- Hourly Rate Floor Calculator built from real overhead and billable-hour math
- Flat-Rate Job Card price-book builder for your 20 most common jobs
- Vehicle and commercial-auto insurance guidance (personal auto excludes business use)
- Damage and dispute-handling scripts for the mistakes every handyman eventually makes
- Seasonality planning for outdoor vs. indoor work by region
- Repeat Account Tracker for property managers, landlords, and realtors
- First 90-days plan and VR&E funding notes for veterans
