VA Dental Insurance Program (VADIP)
Discounted private dental insurance for Veterans enrolled in VA health care and for CHAMPVA family members. You pay the premium.
What it is
VADIP offers discounted private dental insurance to Veterans and family members who meet certain rules. It began as a temporary program and is now a permanent VA program with no end date. VA does not give you free dental care through VADIP. You buy the insurance at a reduced cost.
Who qualifies
- A Veteran who is enrolled in VA health care, or
- a current or surviving spouse or a dependent child who is enrolled in CHAMPVA.
VA's dental care page points people who do not qualify for VA dental care to VADIP. If you may qualify for VA dental care itself (for example a compensable service-connected dental condition, or a 100 percent rating), check that first. See the TMJ and VA Dental Care page in this binder.
Who qualifies and where to enroll
What it costs and covers
You pay the full insurance premium for each person on your plan, plus any copays when you get care. Costs vary by plan and company. Plans cover things such as diagnostic and preventive care, root canals and fillings, dental surgery and emergency dental care. VADIP works across the United States and its territories.
How to enroll, step by step
- Make sure you are enrolled in VA health care (or the family member is enrolled in CHAMPVA).
- Compare the plans online at Delta Dental and at MetLife.
- Enroll online with the company you pick, or call the number below.
Traps to avoid
- Read the plan details for what it covers and the premium before you pay.
- Only Delta Dental and MetLife are the VADIP plan providers. Anyone else selling "VA dental" is not VADIP.
Where to call and where to go
Phone
- Delta Dental VADIP: 855-370-3303
- MetLife VADIP: 888-310-1681
- (numbers from VA: VADIP and VA News)
- VA health care enrollment, Monday through Friday, 8:00 a.m. to 8:00 p.m. ET: 877-222-8387 (source: VA: How to apply for health care)
Official pages