The agreementWhat it covers
In force: Jul 1, 1984
For Norway, the agreement covers old-age, survivors, disability, death and rehabilitation benefits under the National Insurance Act. It does not cover unemployment benefits, medical benefits, cash sickness benefits, work injury, and unmarried mother's benefits for persons not subject to Norwegian law.
★ Know what is covered.
The U.S. sideHow the U.S. counts Norway credits
Applies to every U.S. agreement.
- SSA says that to have your Norway credits counted for a U.S. benefit you must have at least 6 U.S. credits (generally one and one-half years of work).
- If you already have enough U.S. credits for a benefit, the U.S. cannot count the foreign credits.
- If you are short, you may qualify for a partial U.S. benefit based on both countries' credits.
- In 2026, one U.S. credit takes $1,890 of covered earnings, up to 4 credits a year (SSA's pamphlet prints an older 2022 amount).
★ Six U.S. credits to start.
Their sideNorway's side
Norway pays through two programs. The basic pension pays flat-rate benefits in proportion to years of residence in Norway. The supplementary pension pays benefits based on how long you worked in Norway and how much you earned. If you resided in Norway for at least one year, your U.S. and Norwegian coverage can be combined to meet the three-year minimum for the basic pension (and the recent-coverage requirements for disability and survivors). If you have at least one year of coverage under the supplementary system, your U.S. credits can be added to meet its three-year minimum. Norway will pay basic disability and survivors benefits that were formerly payable only to residents of Norway if you reside in the United States.
★ Each country sets its own rules.
DetailsAges, payments and forms
- SSA's pamphlet shows Norwegian retirement benefits at age 67, with at least three years of residence (basic) or three years of coverage after 1966 (supplementary).
- Norway pays monthly. The U.S. pays monthly. Each country pays its own benefit.
- SSA's pamphlet says to complete form SSA-2490-BK (Application for Benefits Under a U.S. International Social Security Agreement) and mail it to your local Social Security office.
★ Each country pays its own benefit.
How to claimWhere to start
- You can apply in one country and ask that it count as a claim in the other. Each country processes the claim under its own laws, counts credits from the other country when appropriate, and tells you its decision.
- In the United States: visit or write any U.S. Social Security office, or call 1-800-772-1213 (8 a.m. to 7 p.m., business days; TTY 1-800-325-0778).
- If you live in Norway: contact any Norwegian social security office, or the Federal Benefits Unit at the U.S. Embassy in Oslo (PO Box 4075 AMB, 0244 Oslo).
SSA says you may need: the worker's United States and Norwegian social security numbers, proof of age for all claimants, evidence of the worker's U.S. earnings in the past 24 months, and information about the worker's coverage under the Norwegian system. Call the office first to ask if they need anything else.
★ One claim. Two countries.
Not verifiedWhat this page cannot tell you
- Whether your own record will qualify. Only SSA and the other country can decide that.
- Current ages and amounts. SSA's pamphlets show a 2022 credit amount and some older age tables, so confirm numbers with SSA or the other country.
- Anything not stated on SSA's page for this country.
Call SSA at 1-800-772-1213 before you rely on any of this.
★ Ask SSA. Then plan.
More informationWhere to learn more
NAV National Office for Social Insurance Abroad, P.O. Box 8138 Dep, N-0033 Oslo, Norway; website https://www.nav.no/.
★ Go to the source.