CHCBP: the 60-day health coverage bridge
Buy TRICARE Select-style coverage after TRICARE or TAMP ends, but only if you enroll inside 60 days.
What it is
CHCBP is the Continued Health Care Benefit Program. It is a temporary plan you pay for. When you lose your TRICARE coverage, including coverage under the Transitional Assistance Management Program (TAMP), CHCBP can keep you covered. TRICARE says it provides the same coverage as TRICARE Select, including prescriptions.
Who qualifies
- A service member separated from active duty (or full-time National Guard) under other than adverse conditions.
- A person who lost TRICARE coverage through TAMP.
- A spouse or child who loses TRICARE eligibility.
- An unremarried former spouse.
TRICARE also says the plan you had before must have been in place at least one day before you lost eligibility.
How long it lasts
- Service members and full-time Guard: up to 18 months.
- Dependent spouses and children: up to 36 months.
- Unremarried former spouses: up to 36 months; some may qualify for more, so ask Humana Military.
What it costs (2026)
You pay a premium every quarter. TRICARE lists the 2026 quarterly premium at $2,103 for an individual and $5,339 for a family. The 2027 quarterly premium is listed at $2,280 individual and $5,741 family. Rates change every calendar year. Check TRICARE's premium page for the current figure before you send money.
What it costs
How to get it, step by step
- Count 60 days from the day you lose TRICARE or TAMP coverage. That is your deadline.
- Download and fill out the Continued Health Care Benefit Program Enrollment Application, DD Form 2837, from the TRICARE purchase page below.
- Attach proof of eligibility and your first quarterly premium payment. Humana Military also lists your DD Form 214 (if it applies). Former spouses must add the final divorce, dissolution or annulment decree.
- Mail it to Humana Military, Attn: CHCBP, P.O. Box 740072, Louisville, KY 40201-7472.
- Coverage begins the first day after you lose TRICARE eligibility.
Deadlines and traps
- 60 days, no exceptions listed. TRICARE says you must buy CHCBP within 60 days of losing TRICARE eligibility.
- Renewals. Coverage is sold in 90-day pieces. TRICARE sends a renewal notice 30 days before expiration. Your payment must be postmarked within 30 days of the expiration date, or coverage ends and it cannot be bought again.
- Ask Humana Military which rules apply to your situation before you mail money.
Where to call and where to go
Phone
- 1-800-444-5445 Humana Military (CHCBP contractor). Hours are not printed on the TRICARE page; ask when you call.
Official pages